Here's a strong warning from Sen. Herb Kohl, D-Wis, Chairman of the Senate's Special Committee on Aging.

Too many people are using their retirement accounts, such as 401(k) as emergency funds and for quick cash.   Even a small amount of piggy bank raiding can lead to wholesale disaster in your future, if you're not careful.

Find out why.  You may be in for a shock.

Check out Tapping  Retirement Money Too Early Can Be Costly

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