Except for not having medical care insurance, it is due to the fact they do not know the system. Uninsured patients do not know that everybody else is getting a reduction. From Medicare to Medicaid, from HMOs to PPOs, each group is getting a discount except for the uninsured. Discounts are given in order to generate more business.
Here are 5 proved tips to save cash on office visits :
One. Talk up. It’s doubtful your health practitioner is keeping track of your financial situation. You are the one to make your surgeon aware that you lack health care insurance. Ask the doctor ( or nurse, or receptionist, or patient accounts dept ) if a discount is available for uninsured patients. Ask if they will accept less. If your GP agrees, be sure to keep your part of the agreement. ( And don’t forget to say thanks. )
2. Ask for a billing discount. It costs cash and time to generate a monthly bill. If you pay at the time of your visit, it is acceptable to ask for a billing discount. Even if it’s only $5, that is’s enough for a meal.
three. Spend your money sensibly. Convince your physician you’re handling your money responsibly, then ask for an one-time discount until your money affairs are back in shape. Develop a habit of stumping up for must haves before indulging in luxuries. If you cannot afford to look after yourself ( as in paying the doctor ), can you afford to purchase tobacco or alcohol or lotto tickets? Is it reasonable to request a reduction as you spent $300 on your pet? ( This does occur, more often than you would think. ) Doctors wish to help patients who help themselves, so begin by doing your part.
four. Ask for a discount on lab tests. The retail “mark-up ” on lab tests is significant. Just as fast-food chains have a higher margin on colas than hamburgers, so too, medical practices frequently make more on laboratory testing than on doctor services. The better news is this allows room for discounts . But it’s’s not likely that a discount will be automatically offered – again, you’ll need to speak up.
5. Organize your thoughts and goals beforehand. Often patients don’t realize that doctors charge for their time. A long office visit costs more than a short one. Don’t try to “get your money’s worth ” by hauling up each problem you can think about – it may well backfire. Ask the receptionist what the price is for office visits of varying lengths, then plan appropriately. Mention to your GP at the start of your appointment that you’d like to restrict your expense by enhancing your time with him.
It amazes me how the majority do not think about paths to reduce their doctor’s bills. Your wellbeing is critical, but you can certainly cut back the costs of going to the doctor without too much effort. If you do this over the period of a few years then you could save thousands of bucks.
Tags: Health and Fitness