At what age should you consider getting long term care insurance?

Many experts recommend a  long term care policy anytime after age 50.

Waiting past age 65 may create difficulties because your premiums will be higher and you may not be able to  pass the medical requirements.

However, long term care insurance policies can be especially useful  for many seniors  who want to stay in their own homes, although many policies can be used in nursing homes too.

See Consumer Reports' Do You Need Long-Term-Care Insurance?  

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